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Embedding calculator

Estimate embedding cost before you index every document.

Estimate embedding cost from document count, chunking strategy, average chunk size, model choice, and refresh frequency. Use this for indexing budgets before you add retrieval and LLM answer costs.

Embedding workload

Average words per document is shown for planning context. The cost formula uses documents, chunks per document, and average tokens per chunk.

Result
$0.76estimated monthly embedding cost
Cost / run$0.19
Total chunks25,000
Tokens / run9,500,000
Annual$9.12
Documents5,000
Chunks / document5
Refresh multiplier4x / month
Model rate$0.02/1M

Pricing checked 2026-05-10. text-embedding-3-small: input $0.02/1M tokens. Refresh frequency: Weekly.

Manual OpenAI embedding price used for first-version RAG planning. Verify before production budgeting.

Cost insight: the largest cost driver is embedding tokens. Cutting documents, chunks, or refresh frequency by 50% would save about $0.38 per month.

Estimated planning result only. Prices can change, and provider bills may include taxes, minimums, feature-specific charges, or usage adjustments. Verify production spend in the official provider dashboard.

How to use

How to use this calculator

  1. Describe the corpus

    Enter document count, chunks per document, and average tokens per chunk based on your planned splitter.

  2. Choose the embedding model

    Start with a smaller embedding model for cost planning, then compare with a larger model when quality needs justify it.

  3. Set refresh frequency

    Use one-time, monthly, weekly, or daily refreshes to separate initial indexing cost from recurring embedding cost.

Embedding cost guide

Embedding cost is mostly a chunking and refresh-frequency problem.

Before RAG has query traffic, embedding cost is driven by how many chunks you create, how large those chunks are, and how often you regenerate them.

How the estimate works
Total chunks

Documents are multiplied by chunks per document to estimate how many embedding requests your index needs.

Embedding tokens

Total chunks are multiplied by average tokens per chunk, then priced against the selected embedding model.

Recurring cost

Cost per embedding run is multiplied by refresh frequency so one-time indexing is not confused with monthly spend.

Example workloads
Small docs set

A few hundred internal docs that are refreshed monthly during early product testing.

Support knowledge base

A help center with thousands of articles and weekly updates from support or documentation teams.

Large content library

A high-volume corpus where chunk count and refresh frequency matter more than the price of one document.

Cost optimization tips
  • Tune chunk size before embedding everything; tiny chunks can inflate cost and retrieval noise.
  • Embed only changed documents when possible instead of refreshing the entire corpus every run.
  • Use the smaller embedding model first unless quality tests show a clear reason to upgrade.
  • Track outlier documents because a few very large files can distort average token assumptions.
Common mistakes
  • Confusing embedding cost with full RAG query cost.
  • Counting documents but forgetting each document becomes multiple chunks.
  • Refreshing the full index daily when only a small subset changes.
  • Using word count as exact token count without sampling real documents.

References and assumptions

Built for embedding generation cost only.

OpenAI API pricing

The first version uses manually maintained OpenAI embedding prices from the shared pricing data. It does not include vector database storage, vector search operations, reranking, LLM generation, or application infrastructure.

This page does not upload files or inspect documents. It estimates cost from numeric chunking assumptions so you can choose a reasonable indexing strategy before building a full RAG pipeline.

FAQ

Embedding cost calculator quick answers

What does the embedding cost calculator estimate?

It estimates how many embedding tokens are needed for a document corpus, the cost of one embedding run, and recurring monthly cost based on refresh frequency.

Does this include vector database storage or RAG query cost?

No. This page estimates embedding generation only. Use the RAG Cost Calculator when you also need retrieved context and LLM answer cost.

Does the calculator upload my documents?

No. It uses numeric planning inputs only and does not upload files, text, API keys, or customer data.

Which embedding provider is included first?

The first version includes OpenAI embedding models because their prices are already maintained in this project. Other provider-specific embedding prices can be added after source coverage is ready.